When the Unexpected Becomes Reality Disability happens to more people, more often than you may think, and it lasts longer, too. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? The Value of Insuring Against Life’s Risks Building wealth requires protection from the forces of wealth destruction. When Life Insurance Becomes Taxable Life insurance proceeds are generally tax-free. But not in all cases.